This time of year we get asked a lot about jewelry insurance, I am assuming Valentine's Day might have something to do with it?
In a lot of cases you don't need a separate policy to insure your jewelry. You just need to ensure you have the right personal property coverage from your homeowners insurance or renters insurance. The coverage included in this policy is only for certain instances and set dollar amounts, so double check and know what coverage you have. Click here to learn more about insuring your jewelry.
For obvious reasons, we get asked this question a lot. So I thought it would be appropriate to revisit the subject again. As many know, Paul Paschall (PIG Agency Owner) began his career as a Farm Bureau Agent and then an Allstate Agent before finally becoming an Independent Insurance Agent.
Paul spent the first half of his insurance career being a "Captive" Agent, meaning Paul represented only one insurance company. A captive agent is restricted in their ability to truly keep the clients best interest in mind. As a captive agent you have to make every prospect that walks through your door fit into one category, regardless of their insurance needs. By representing a single insurance company you are not given the freedom to exercise different options to find the best fit for your client. Also, when the market changes as it often does in the insurance industry, you have to re-sell your company back to the client, even though it may not be the best option available to them. Paul quickly learned that as a captive agent he was only representing the insurance company and not his clients. Because of this reason, Paul decided many years ago to pursue the independent world of insurance. By becoming an Independent Agent, Paul is now able to do as he had always desired, fully represent his clients and their best interests and no longer the interests of the insurance company.
Let's break it down a little further. As an Independent Agency, Paschall Insurance Group is contracted with multiple A+ rated insurance companies. Through these companies we are able to offer a wide variety of products and services. This allows our agency the option to offer an array of choices at a much larger savings to our clients. We review multiple options for our clients and cross reference each to find the right mix of companies, coverages and rates that best meet that individual or families insurance needs. As an Independent Agency, we allow you the freedom to shop around (we even do the shopping for you) with competing insurance carriers and capture the absolute best price available in the market. So rather than you spending hours gathering quotes from various insurance companies, you can get it done with a simple phone call or visit to our office.
Paul loves working as an Independent Insurance Agent, he takes comfort in knowing he has the ability to 100% represent his clients in the best way possible, regardless of market changes or any other unforeseen obstacles that may arise. This gives him ultimate satisfaction and complete peace of mind.
Paschall Insurance Group continuously strives to provide the absolute best coverage, price and service available in the insurance industry!
Nationwide Insurance ran into some social media backlash to its Super Bowl Commercial entitled, "The Boy Who Couldn't Grow Up." The company says the ad was intended to spark a "fierce conversation" about preventing childhood deaths.
The ad depicted a little boy talking about how he will never kiss a girl, ride a bike, travel the globe, or marry. Why? Because he died from a preventable household accident.
The company was promoting its "Make Safe Happen" program about ways to increase safety at home. According to Centers for Disease Control and Prevention, preventable injuries are the number one cause of death among children.
Judging from social media complaints, childhood death is not a conversation people want during Super Bowl parties. Bloomberg reported that about 64 percent of the social media buzz was negative, the worst of any advertising in the Super Bowl.
The "Make Safe Happen" program is a good program and will hopefully bring more awareness to these tragic but preventable household accidents. I don't believe the Super Bowl was the right setting to roll the campaign out, the ad was way too dark for such a fun, energetic, light-hearted environment. Although look at the attention it is getting, I doubt I would be blogging about the ad if I saw it on normal air time. Maybe the Ad Executives over at Nationwide are smarter than we think!
From our offices in Weatherford, Texas, we serve clients anywhere in the State of Texas, though the following areas are geographically closest to us: the counties of Dallas, Tarrant, Denton, Wise, Johnson, Parker and Hood and the cities of Arlington, Bedford, Brock, Burleson, Cleburne, Colleyville, Coppell, Dallas, Decatur, Euless, Fort Worth, Frisco, Granbury, Grapevine, Hurst, Keller, Mansfield, Millsap, Mineral Wells, North Richland Hills, Southlake, Watauga, Weatherford, and White Settlement.