Car crashes are the #1 killer of teens in America today.  As you read the statistics below, keep in mind the most telling statistic of all:  according to a recent survey, 89% of teens said their parents have the biggest influence on how they drive. 

• Is the construction on your house covered at actual cash value or replacement cost value?
• Is your personal property covered at actual cash value or replacement cost value?
• Does your policy provide additional living expenses?  (Additional living coverage pays for your living expenses while your damaged home is being repaired). 
• Does your homeowners policy provide liability protection coverage for others?

Arm yourself with knowledge.  If you need help understanding and/or determining if you have the correct policy to fit your individual needs, give our office a call.  We understand insurance is complicated, that is why we have experts on hand to serve all of your insurance needs.