Top 10 Most Stolen Utility Vehicles

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Published on Wednesday, February 13 2013 11:02

The National Insurance Crime Bureau (NICB) recently released a ForeCAST report that analyzes thefts of 2009, 2010, and 2011 model year sport utility vehicles (SUVSs) and crossover utility vehicles (CUVs) reported stolen between Jan 1, 2008 and June 30, 2012.  In total, 19,961 vehicles were reported stolen during that period.  Click here to see if your utility vehicle made the list.

Preparing For College

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Published on Thursday, January 24 2013 11:33

Quick Quiz

When preparing to send your child to college be sure to review:

1.  Their college essay

2.  Your bank account

3.  The film "Animal House"

4.  Their insurance coverage

If you selected insurance coverage, you go to the head of the class.  When your child moves from home to college there are a number of insurance questions to consider, especially if he or she is planning to live off-campus.  Remember, not all insurance policies have the same terms and conditions.  Consult your Agent to determine the limits and types of coverage that apply to your family's lifestyle.

Insurance companies consider college students living in dorms to be residents of their parents' home.  They also consider your dorm-room contents to be "personal property, located off premises".  Most homeowners/renters policies limit coverage up to 10 percent of personal property, off premises.  Now if your college student lives off-campus, most insurance companies consider this to be a permanent residence.  Therefore, the apartment will not be covered under the parents' homeowners/renters policy for contents or liability. Make sure you know and understand the college 101 insurance facts.  Click here to read more about what you need to prepare for college.