The Benefits of an Independent Insurance Agent
For obvious reasons, we get asked this question a lot. So I thought it would be appropriate to revisit the subject again. As many know, Paul Paschall (PIG Agency Owner) began his career as a Farm Bureau Agent and then an Allstate Agent before finally becoming an Independent Insurance Agent.
Paul spent the first half of his insurance career being a "Captive" Agent, meaning Paul represented only one insurance company. A captive agent is restricted in their ability to truly keep the clients best interest in mind. As a captive agent you have to make every prospect that walks through your door fit into one category, regardless of their insurance needs. By representing a single insurance company you are not given the freedom to exercise different options to find the best fit for your client. Also, when the market changes as it often does in the insurance industry, you have to re-sell your company back to the client, even though it may not be the best option available to them. Paul quickly learned that as a captive agent he was only representing the insurance company and not his clients. Because of this reason, Paul decided many years ago to pursue the independent world of insurance. By becoming an Independent Agent, Paul is now able to do as he had always desired, fully represent his clients and their best interests and no longer the interests of the insurance company.
Let's break it down a little further. As an Independent Agency, Paschall Insurance Group is contracted with multiple A+ rated insurance companies. Through these companies we are able to offer a wide variety of products and services. This allows our agency the option to offer an array of choices at a much larger savings to our clients. We review multiple options for our clients and cross reference each to find the right mix of companies, coverages and rates that best meet that individual or families insurance needs. As an Independent Agency, we allow you the freedom to shop around (we even do the shopping for you) with competing insurance carriers and capture the absolute best price available in the market. So rather than you spending hours gathering quotes from various insurance companies, you can get it done with a simple phone call or visit to our office.
Paul loves working as an Independent Insurance Agent, he takes comfort in knowing he has the ability to 100% represent his clients in the best way possible, regardless of market changes or any other unforeseen obstacles that may arise. This gives him ultimate satisfaction and complete peace of mind.
Paschall Insurance Group continuously strives to provide the absolute best coverage, price and service available in the insurance industry!