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Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off your list: the right car insurance.
While some auto coverage options are essential whatever the age of your car, new vehicles may carry some additional risks you should know about. So before leaving the lot, give us a quick call to discuss the possible coverage options:
Read more: You Just Bought a New Car... What Insurance Coverage Do You Need?
If you're planning a home renovation, you may want to call your insurance agent first because this decision can impact your homeowners insurance. Some home renovations will change the amount of coverage you need, while others could even help you qualify for a discount. We cover six common scenarios that could affect your insurance, so you can plan ahead.
1. Building a New Addition
When you expand and improve your home, you could likely increase its replacement value. This is the cost to repair or rebuild your home. Some additions that could increase your replacement value include: adding a second-story bedroom, expanding the living room or building a new garage.
Read more: Home Renovations that May Affect Your Homeowners Insurance
Due to Covid 19, most of us have had extra time on our hands to take on projects that otherwise we may rarely think about, such as home efficiency.
Extreme temperatures, from wintry winds to summer heat waves, can make us more mindful of the importance of an energy-efficient home. But no matter the season or which climate you live in, taking a few key steps can make a significant difference on your energy bills and improve the comfort of your home.
That’s because making your home more energy efficient can do more than help control temperatures. Mold, excessive dust, ice dams, moisture on windows, sinus problems and inordinate noise can also be potentially addressed by making home improvements.
Rather than one-off solutions, such as adding insulation or replacing dated appliances with more energy efficient ones, ENERGY STAR® recommends a more holistic approach. Their Home Performance survey, conducted by a qualified contractor, can help homeowners identify specific problems. For example, ice-cold kitchen floors, a second-floor bedroom that’s too hot in the summer or high energy bills, might be signs of larger issues.
School is out for the week, the weather is warming up, and it's time for a vacation. What does the perfect vacation mean to your family; where do you see yourselves making the most epic memories?
Good Housekeeping composed their list of the "Perfect Spring Break Destinations."
1. Los Cabos, Mexico
2. Oahu, Hawaii
3. Paradise Island, Bahamas
4. Lisbon, Portugal
5. Palm Springs, California
6. Washington, D.C.
Sure, we may score you a lower-priced insurance policy, but our real strengths come from the additional value we provide as an independent agent.
More Carrier Choices
As an independent agent, we are not tied to one carrier. We have the flexibility and freedom to look across multiple carriers to find the policy that best fits your needs. We also have experience working with a variety of companies and have insight into their strengths and weakness.
Cost Savings
We have the ability to shop around and find our clients the most coverage for the best price year after year.
One-Stop Shopping
As an independent agent, we have the ability to review the rates and coverage options from multiple insurance carriers to help place policies that fit our clients' best interests and needs. We are able to take care of all coverage needs at once, from home and auto, to business insurance - we have you covered.
Read more: Paschall Insurance Group - What Makes Us the Better Choice?
