We no longer live in our grandparents' era. We live in the digital, have to have it now age. We can receive instant results like game scores, recipes, and answers to most of our general questions with just a touch of a button. You can also get instant quotes for auto insurance, home insurance, and more from specific carriers; but what you can't get is personal service! Personal service is invaluable by making sure you are properly protected while getting the best rate and coverage available in the insurance industry.
As stated earlier we are no longer living in our grandparents' era either, so why do we feel the need to have the same insurance company they did? Don't sell yourself short... Open yourself up to options! Most everything we do in life, we have options. Why should your insurance be any different?
By having a local, independent insurance agent you broaden your ability to have...
Lower Rates and Better Coverage. An independent agent has the ability to quote from many different top rated insurance carriers and provide you with several options that will best serve your current needs. Independent agents are consumer-driven, they are able to provide a much higher level of service and care than that of a captive agent (single carrier agent - i.e. your grandparents' agent).
Ease of Service. An independent agent can service all of your insurance policies, so if there is ever a question or need there is only one number to call, and an actual real-life person to answer your call!
Unbiased Opinion. An independent agent represent a multitude of excellent insurance companies, their job is to match your needs with the company that best satisfies them.
Flexibility. The insurance market is constantly changing along with your insurance needs. By being with an independent agent you know they will shop, negotiate, and switch companies as needed. This creates an effortless environment for you! There will be no need for you to switch insurance agents EVER again!
An Advocate. An independent insurance agent is YOUR advocate - not the insurance company!
An independent agent has it ALL! It bears repeating: a local, independent insurance agent is your one-stop-shop! So, what are you waiting for? Go out and make your grandparents proud... Be Smart and Switch to a local, independent agent today!
Many of us can relate, you wake up on a cold winter morning and shuffle into the bathroom, turn on the faucet and... trickle, trickle or possibly nothing at all. You have a frozen pipe. What do you do now or better yet, how do you avoid this messy, potentially expensive situation in the first place?
Below are some ideas to help keep the water flowing inside even when it is freezing outside:
Before It Gets Cold
Drain water supply lines to your sprinkler and swimming pool. Don't put antifreeze in the lines, as spills or leaks can threaten pets, wildlife, and landscaping.
Disconnect and drain outdoor hoses before putting them in storage. Place an inexpensive foam cover over the faucet. Better yet, close the inside valves that supply water to the hose bibs. Then open the outside hose bibs to let any remaining water drain out, and leave them open.
Insulate water pipes with pipe sleeves, heat tape or heat cable, particularly pipes that run through unheated areas of the house, such as attics, basements, crawl spaces and garages.
As Temperatures Drop
Keep your house warm, and allow the warm air to circulate as much as possible. Seal drafts and keep interior doors open. If you’re going to be gone for an extended period, don’t turn off the heat. Keep it set to at least 55 degrees Fahrenheit.
Open cabinet doors under kitchen and bathroom sinks to allow heat to reach the pipes. Be sure to move cleaners and other chemicals out of reach of children and pets.
Open indoor faucets, hot and cold, to allow a trickle of water. Flowing water is less likely to freeze.
When a Pipe Freezes
The first thing to do, faced with the telltale trickle, is try to find where the pipe is frozen. Keep the faucet open, and open other faucets in the house to determine if the problem is widespread. If it is, turn off the main water supply and call a plumber.
If it's a single pipe, and you can reach the frozen section, try using a hair dryer, heating pad or portable space heater – just never leave it running unattended. Keep the faucet open and work up and down the pipe, starting at the faucet and working backward to the frozen section. Apply heat until full water pressure returns, then reduce the flow to a trickle until the cold snap ends.
An alternative method: Wrap the frozen section with towels soaked in hot water. Don't pour hot water directly on a frozen pipe, and don't use a propane torch or other open flame.
If these approaches don't work, or if you have a leaking or burst pipe, don't hesitate to turn off the main water supply and call in a licensed plumber. And, be sure to touch base with your local independent agent too, preferably before a crisis. You'll want to know whether you're covered for burst pipes and the ensuing water damage.
Paschall Insurance Group is certain to have a "Holly" Jolly Christmas with this exciting addition to our Team... Please welcome our newest Team Member, Mrs. Holly Dehls!
Holly comes to Paschall Insurance Group with over 10 years of experience in management and customer service. She brings with her a welcoming attitude, top notch customer service and meticulous organizational skills. Holly's level of energy and enthusiasm is contagious! Holly and her husband Todd have been married for 10 years and have 2 fun loving, energetic boys. Holly enjoys watching her boys play sports, gardening, working out and spending time with family in her spare time.
We welcome you to stop by our office and meet Holly, you will certainly leave feeling a little more Jolly!
From our offices in Weatherford, Texas, we serve clients anywhere in the State of Texas, though the following areas are geographically closest to us: the counties of Dallas, Tarrant, Denton, Wise, Johnson, Parker and Hood and the cities of Arlington, Bedford, Brock, Burleson, Cleburne, Colleyville, Coppell, Dallas, Decatur, Euless, Fort Worth, Frisco, Granbury, Grapevine, Hurst, Keller, Mansfield, Millsap, Mineral Wells, North Richland Hills, Southlake, Watauga, Weatherford, and White Settlement.