To earn the highest safety honors from the Insurance Institute for Highway Safety, it's no longer good enough for vehicles to protect people inside the vehicle. They must also protect people outside the vehicle.
For the first time, IIHS is requiring automakers to offer pedestrian-detecting automatic emergency braking systems to receive the group's 2020 Top Safety Pick+ or Top Safety Pick honors. Automakers covet the IIHS awards, which they often trumpet in their marketing because many car buyers give extra consideration to those vehicles. IIHS President David Harkey said the organization decided to require the pedestrian crash prevention technology on its top award, Top Safety Pick+, because of the nation's pedestrian safety crisis. "That was really important because of the spike we’ve seen in pedestrian fatalities over the past decade," he said.
IIHS said 23 vehicles won the Top Safety Pick+ for 2020, while another 41 won the Top Safety Pick. Hyundai Motor Group, which includes the Hyundai, Kia and Genesis brands, had the most winners overall with 14.
Notably absent on either list this year were minivans and pickups. Automakers didn't nominate any of them for the awards due to the vehicles' lack of automatic emergency braking with pedestrian detection, Harkey said.
Other key attributes required to make the two lists include:
A "good" rating on all six crash assessments, including a passenger-side crash test that assesses the safety of passengers when there's a small overlap between cars involved in the collision. This is the first year a "good" rating on this test has been required to make both lists.
"Good" or "acceptable" headlights. If they're standard, that's enough to achieve a Top Safety Pick+. If they're optional, that's enough to achieve a Top Safety Pick. Poor headlight performance has been a significant concern among automotive safety advocates in recent years.
Paschall Insurance Group, LLC is a fast growing, multi-line, independent insurance agency that serves both, commercial and personal lines clients in the State of Texas. Due to the continued growth of our client portfolio, we are in search of a high quality individual to join our current, highly professional, stable team.
Solicit, interview and consult with potential clients.
Explain the features of various policies.
Provide customer service to new and existing clients.
Proficiently utilize and understand a paperless working environment.
Follow directives and implement new initiatives independently.
Hold an active license with the Texas Department of Insurance.
Prospecting, service, and sales skills are mandatory.
Multi-tasking is required and professionalism is a must.
Dependability, integrity, and professional stability are required.
Will align with experience, prior work history and information obtained during the interview process.
Adding a teen driver to an auto policy can be a challenging time for parents. Not only are parents anxious about their teen's driving safety - they frequently suffer from "sticker shock" when faced with the associated premium increase.
The following information will give you a better understanding of the risks teen drivers pose so that you can better understand the "sticker shock" and help guide and prepare your teen through this important life event.
10 Teen Driving Stats that might surprise you:
1. On Average 6 teens die, and 650+ are injured every day in the U.S. because of motor vehicle crashes.
2. The risk of motor vehicle crashes is higher among 16 to 19 year olds than among any other age group.
3. Among these 16 to 19 year olds, their fatal crash rate per mile driven is nearly three times the rate for drivers are 20 and over.
4. Six out of 10 teen accidents are caused by driver distraction.
5. The fatal crash risk increases for each teenage passenger in a teen driver's car.
6. One in 3 teens take their eyes off the road when phone notifications come in while driving.
7. Eighty eight percent of teens who self-identify as "safe drivers" admit to multi-tasking while driving.
8. Crash risk is particularly high during the first months a teen is licensed.
9. Teens are more likely than older drivers to speed and follow other vehicles at an unsafe distance.
10. Compared with other age groups, teens have among the lowest rates of seat belt use.
These statistics are alarming, but the more you know the better prepared you can be. Before your teen hits the road, set clear rules and expectations of their behavior while behind the wheel. You can help your teen develop safe habits by regularly observing their driving and providing constructive feedback.
From our offices in Weatherford, Texas, we serve clients anywhere in the State of Texas, though the following areas are geographically closest to us: the counties of Dallas, Tarrant, Denton, Wise, Johnson, Parker and Hood and the cities of Arlington, Bedford, Brock, Burleson, Cleburne, Colleyville, Coppell, Dallas, Decatur, Euless, Fort Worth, Frisco, Granbury, Grapevine, Hurst, Keller, Mansfield, Millsap, Mineral Wells, North Richland Hills, Southlake, Watauga, Weatherford, and White Settlement.